no honey you are ok
since the fingers aren't as long or big as a penis it doesn't effect you the same way. also, not all first times w/ intercourse are as painful for every girl. i dont know about the first experiences for any other girls on the board but i remember my first time i was scared like u were, wondering if it was going to hurt and such. my b/f was nervous too b/c he wasn't a virgin and i was. he was scared he was going to hurt me etc, but we took things slow and my first time really didn't hurt at all...there was a little discomfort at first but after that i was ok.