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I'd just like to point out that, subject to particular majors, it is usually much better in the long run to take loans and focus your energy and time on classwork and researching exact details of your potential careers. You can use that knowledge to land the ideal internship/co-op and subsequent job.
There are some work-study jobs such as computer lab assistants where you get to study 95% of the time and then replace ink toners or staplers the rest.
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