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Okay, I have to be the devil's advocate, so to speak.
Yes, you do sound mature, but at the same time 16 is not exactly ancient and you still have many life and relationship experiences ahead of you.
Part of the tone of your post sounds a bit like you're talking yourself into this. There are several things interesting:
One, you say very little about your bf... his perspective, how he thinks and feels other than he's "ready." I hope you're sure you're not being talked into it.
Two, you haven't given much in the way of reasons to do it. You've eliminated the most common reasons for waiting, but have you truly identified why you want to do it? It sounds more like "might as well, it's gonna happen anyway."
Lastly, I'd say if you're 110% convinced you've made the right decision, why did you post the question.
I'm not trying to be negative, just some things to consider while you're handling "the formalities."
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"The most fundamental form of human stupidity is forgetting what we were trying to do in the first place."
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